Drivers over 70 may face higher prices for their green slips. A few factors, such as a safe driving history, can help reduce the price. Start by using the green slip calculator to compare the cheapest prices from all insurers.
How do I compare green slip prices?
Whatever your age, compare prices using the green slip calculator. Some insurer questions are crucial for older drivers:
- your age
- age of the youngest driver
- claims history
- any existing relationship with an insurer.
Green slips provide exactly the same cover for drivers of all ages.
Does drawing an aged pension affect my green slip price?
Drawing an aged pension does not affect your green slip price. Insurers use many factors to set green slip prices but don’t consider financial status, such as holding a pension.
The good news is NSW registration of one vehicle is free for a pensioner and Service NSW can automatically renew their registration.
How much is a green slip at my age?
We used the green slip calculator for the owner of a 2016, insured station wagon, no demerit points, at 1 July 2026:
| Age | Greenslip price range | Extra paid with age |
| 65 | $543-$743 | |
| 70 | $555-$743 | 0-$12 |
| 75 | $555-$818 | 0-$75 |
| 80 | $563-$819 | $1-$8 |
| 85 | $585-$823 | $4-$22 |
- Prices generally rise from age 70.
- Owners aged 85 pay $42 to $80 more than owners who are 65.
Does having a younger driver change the green slip price?
Yes. When the owner has a younger driver, it affects the final price:
Greenslip prices with a younger driver
| Age | Youngest driver | Price range | Save |
| 65 | 55 | $540-$801 | $3 |
| 70 | 55 | $540-$801 | $15 |
| 75 | 65 | $543-$743 | $12-$75 |
| 80 | 65 | $543-$743 | $20-$76 |
| 85 | 65 | $543-$743 | $42-$80 |
- All ages can save money with a younger driver.
- Those 75 and older can save up to $80 with a younger driver.
Will I be rewarded for loyalty to an insurer?
You may be rewarded for being loyal to an insurer. Loyalty to an insurer is one way, other than price, of deciding whose green slip to buy.
NRMA Insurance asks how long you have held any kind of NRMA insurance (it no longer includes NRMA membership). The longer the period of relationship, the lower the price. Holding an NRMA green slip counts towards multi-product or relationship discounts.
You can get discounts on other types of insurance:
Discounts from insurers
|
Insurer |
Discounts |
|
AAMI |
Save $50 when buying a new comprehensive insurance policy online. Save $20 when buying third party property insurance online. |
|
GIO |
Get 10% discount off comprehensive insurance bought online. |
|
NRMA Insurance |
Get Our Customer discounts. Loyalty discounts have been phased out. |
There are no discounts on green slips.
Do at-fault claims affect my green slip price?
Yes. Making even minor claims in an accident could affect the price of your green slip if you were at fault. Insurers see an at-fault claim as a sign of risk. If you have successfully made a claim before, it’s more likely you will claim again.
Making a small claim may cost you more in the long term. We used the green slip calculator for someone who claimed on comprehensive insurance for a dent in their door:
- Their next green slip will cost $23-$117 more for 3 years, then $15-$110 more for the next 2 years.
- The extra green slip cost for making an at-fault claim is $99-$571.
Sometimes it’s not worth making a small claim.
See How much is a green slip for pensioners? and Pensioner Concessions.
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