Who and What is Covered?

What your greenslip does and does not cover

Your greenslip does:

  • Provide for compensation for people killed or injured in a motor vehicle accident
  • Include pedestrians, passengers, cyclists, motorcyclists, drivers of other vehicles and, to a lesser extent, the driver at fault
  • Include trailers under the greenslip of the towing vehicle.

Your greenslip does not cover:

  • The driver at fault to the full extent of the scheme, except for fixed benefits for all injuries up to 6 months, or unless the driver is catastrophically injured (as defined by the Lifetime Care and Support Scheme then that scheme applies)
  • Damage to your vehicle or property
  • Damage to other peoples’ vehicles or property
  • Theft of your vehicle.

Your greenslip operates all over Australia, no matter where the accident involving your vehicle occurred.

Compare the prices of greenslips from each insurer.

A full explanation of the CTP green slip scheme in NSW is on this site.

At-Fault Driver Cover

One of the six greenslip insurers offers At-Fault Driver Cover as an additional feature, included in the price of the greenslip.

  • At-Fault Driver Cover provides specified lump sum benefits for injuries which an at-fault driver may sustain.
  • This is a worthwhile feature to consider at the time of your greenslip purchase.
  • More information on At-Fault Driver Cover is available.


The people entitled to compensation, the basis on which compensation is payable and limits to the amount of compensation depend on the date of the accident:

  • Since 1 December 2017, Motor Accident Injuries Act 2017 and Motor Accidents (Lifetime Care and Support) Act 2006 apply
  • Before 1 December 2017, Motor Accidents Compensation Act 1999 and Motor Accidents (Lifetime Care and Support) Act 2006 apply.

You should seek advice on your position in terms of those Acts, rather than rely on the overview on this site.

How it Works - more info

Third Party Insurance Scheme >

The Third Party insurance Scheme in NSW explained. read more

Lifetime Care and Support Scheme >

The Lifetime Care and Support Scheme in NSW explained. read more

Motor Accident Authority >

Previous authority responsible for the NSW CTP scheme. read more

Setting prices >

How green slip prices are set and how you could reduce them. read more

Geographical zones >

Greenslip prices set using geographical zones by postcode. read more

An explanation of the Fund Levy >

Cost of the Fund Levy and what it pays for. read more

Youngest driver >

Youngest driver explained and how to reduce premiums. read more

Claims >

What to do if you want to make a claim from your CTP insurer. read more

Complaints >

How to make a complaint about your CTP insurer or SIRA. read more

Scheme changes 2009 and 2010 >

History of major changes to the NSW CTP scheme. read more

State Insurance Regulatory Authority >

Government authority responsible for the NSW CTP scheme. read more

At-fault Driver Cover >

What is At-fault Driver Cover and which insurer offers it. read more

Interesting statistics >

Statistics about motor vehicle accidents in the past year. read more

Discounts >

Discounts and ways to reduce costs on other insurance products. read more

Demerit Points >

How demerit points affect your driving licence and your greenslip read more

Pensioner concessions >

What kinds of concessions you can claim as a pensioner. read more

Mythbusters >

Quickly separate the facts from fiction about CTP green slips. read more

What is a greenslip? >

Find out exactly what is meant by a green slip in NSW. read more