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Geographical Zones

Five rating regions determine green slip prices

Geographical zone, like vehicle class, is an important factor in setting CTP greenslip prices.

State Insurance Regulatory Authority (SIRA) allocates geographical zones (also known as rating regions). They are used in Premium Determination, as set out in the Motor Accident Guidelines. Insurers are required to set greenslip prices on the basis of these rating regions.

NSW is divided into five rating regions in the Schedule of Premium Relativities for the purpose of setting greenslip prices.

Five postcodes are split between two regions. It is important to choose the right suburb for split postcodes when using the greenslips.com.au Calculator.

Find more information about vehicle classifications.

The allocation of postcodes to zones

Zone Postcode    
Metropolitan 1001 to 2082
2084 to 2234
2555 to 2559
2561 to 2567
2745 to 2749
2759 to 2770
Outer Metropolitan
2568 to 2574
2754 to 2755
2757 to 2758
2773 to 2786
Newcastle and Central Coast 2250 to 2309
2314 to 2327
Wollongong 2500 to 2526
Country 2311 to 2312
2328 to 2490
2527 to 2529
2532 to 2551
2575 to 2739
2787 to 2899

Split Postcode

Normal Zone

Exception Areas

Zone for Exception Areas

2083 Metropolitan Mooney Mooney
Cheero Point
Bar Point
Milsons Passage
Cogra Bay
Newcastle & Central Coast
2560 Metropolitan Appin Outer Metropolitan
2750 Metropolitan Emu Plains (all suburbs)
Outer Metropolitan
2753 Metropolitan
Bowen Mountain
Grose Vale
Grose Wold
Yarramundi Falls
 Outer Metropolitan
Metropolitan Colo (all suburbs)
Freemans Reach
Lower Portland
Wilberforce (all suburbs)
Outer Metropolitan

How it Works - more info

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Lifetime Care and Support Scheme >

The Lifetime Care and Support scheme in NSW explained. read more

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Further benefits for NSW CTP claimants after 5 years. read more

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Scheme changes 2009 and 2010 >

History of major changes to the NSW CTP scheme. read more

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Previous authority responsible for the NSW CTP scheme. read more

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Find out exactly what is meant by a green slip in NSW. read more

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How green slip prices are set and how you could reduce them. read more

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