Geographical zone, like vehicle classification, is an important factor in determining CTP greenslip prices.
Goegraphical zones (or rating districts) are allocated by State Insurance Regulatory Authority (SIRA) and are part of the Premiums Determination Guidelines issued by SIRA to the insurers each year. Insurers are required to set greenslip prices on the basis of the geographical zones set out in those guidelines.
NSW is divided into five geographic zones in the Schedule of Premium Relativities for the purpose of setting greenslip prices. Four postcodes are split between two zones.
Information on vehicle classifications is also available on this website.
The allocation of postcodes to zones is set out in the table below.
|Metropolitan||1001 to 2082|
2084 to 2234
2555 to 2559
2561 to 2567
2745 to 2749
2759 to 2770
|Outer Metropolitan||2568 to 2574|
2754 to 2755
2757 to 2758
2773 to 2786
|Newcastle & Central Coast||2250 to 2309|
2314 to 2327
|Wollongong||2500 to 2526|
|Country||2311 to 2312|
2328 to 2490
2527 to 2529
2532 to 2551
2575 to 2739
2787 to 2899
|Split Postcode||Normal Zone||Exception Areas||Zone for Exception Areas |
|Newcastle & Central Coast|
|2750||Metropolitan||Emu Plains (all suburbs)|
| Outer Metropolitan|
|2756||Metropolitan||Colo (all suburbs)|
Wilberforce (all suburbs)