go to top
ADVERTISEMENT: GIO-1/7/24

Geographical Zones

Five rating regions determine green slip prices

Geographical zone, like vehicle class, is an important factor in setting CTP greenslip prices.

State Insurance Regulatory Authority (SIRA) allocates geographical zones (also known as rating regions). They are used in Premium Determination, as set out in the Motor Accident Guidelines. Insurers are required to set greenslip prices on the basis of these rating regions.

NSW is divided into five rating regions for the purpose of setting greenslip prices.

Five postcodes are split between two regions. It is important to choose the right suburb for split postcodes when using the greenslips.com.au Calculator.

Find more information about vehicle classifications.

The allocation of postcodes to zones

Zone Postcode    
Metropolitan 1001 to 2082
2084 to 2234
2555 to 2559
2561 to 2567
2745 to 2749
2751
2759 to 2770
   
Outer Metropolitan
2568 to 2574
2752
2754 to 2755
2757 to 2758
2773 to 2786
   
Newcastle and Central Coast 2250 to 2309
2314 to 2327
   
Wollongong 2500 to 2526
2530
   
Country 2311 to 2312
2328 to 2490
2527 to 2529
2532 to 2551
2575 to 2739
2787 to 2899
   

Split Postcode

Normal Zone

Exception Areas

Zone for Exception Areas

2083 Metropolitan Mooney Mooney
Cheero Point
Bar Point
Milsons Passage
Cogra Bay
Newcastle & Central Coast
2560 Metropolitan Appin Outer Metropolitan
2750 Metropolitan Emu Plains (all suburbs)
Leonay
Outer Metropolitan
2753 Metropolitan
Bowen Mountain
Grose Vale
Grose Wold
Yarramundi
Yarramundi Falls
 Outer Metropolitan
2756
Metropolitan Colo (all suburbs)
Ebenezer
Freemans Reach
Glossodia
Lower Portland
Wilberforce (all suburbs)
Sackville
Outer Metropolitan

How it Works - more info

Third Party Insurance Scheme >

The Third Party insurance scheme in NSW explained. read more

Lifetime Care and Support Scheme >

The Lifetime Care and Support scheme in NSW explained. read more

Injury claims >

What to do if you want to make a claim from your CTP insurer. read more

CTP Care >

Further benefits for NSW CTP claimants after 5 years. read more

State Insurance Regulatory Authority >

Government authority responsible for the NSW CTP scheme. read more

Scheme changes 2009 and 2010 >

History of major changes to the NSW CTP scheme. read more

Motor Accident Authority >

Previous authority responsible for the NSW CTP scheme. read more

CTP insurance >

Why you need CTP insurance and how it works. read more

What is a greenslip? >

Find out exactly what is meant by a green slip in NSW. read more

Who and what is covered? >

Who and what is covered by your CTP green slip. read more

At-Fault Driver Cover >

What is At-Fault Driver Cover and which insurer offers it. read more

Setting prices >

How green slip prices are set and how you could reduce them. read more

Discounts >

Discounts and ways to reduce costs on other insurance products. read more

Demerit points >

How demerit points affect your driving licence and your greenslip read more

Youngest driver >

Youngest driver explained and how to reduce premiums. read more

Pensioner concessions >

What kinds of concessions you can claim as a pensioner. read more

Mythbusters >

Quickly separate the facts from fiction about CTP green slips. read more

Interesting statistics >

Statistics about motor vehicle accidents in the past year. read more

An explanation of the Fund Levy >

Cost of the Fund Levy and what it pays for. read more

Complaints >

How to make a complaint about your CTP insurer or SIRA. read more