Benefits for people catastrophically injured in a motor accident
The Lifetime Care and Support scheme provides separate benefits for people catastrophically injured in a motor vehicle accident. The scheme is not fault-based and assistance is available for catastrophically injured people regardless of who caused the motor vehicle accident that injured them.
The scheme was introduced initially for children under 16 who were injured on or after 1 October 2006. The scheme was expanded and now includes adults injured on or after 1 October 2007.
Drivers, even if at fault, are covered under the Lifetime Care and Support scheme.
Catastrophic injuries are defined and include injuries such as spinal cord injuries, brain injury, multiple amputations, severe burns and blindness.
The Lifetime Care and Support scheme was introduced to recognise that people catastrophically injured in a motor vehicle accident may require treatment, assistance and care for the rest of their lives. This is a level of care above that provided under the Third Party Insurance scheme.
The Lifetime Care and Support scheme is funded through the Fund Levy, previously the Medical Care and Injury Services Levy (MCIS Levy).
- The Fund Levy funds ambulance and hospital costs for all motor vehicle accidents, costs that were previously included in the greenslip premium.
- It is included as a separate item with your greenslip payment.
- The Fund Levy is calculated as an amount added to the base greenslip premium.
- The amount varies based on factors such as vehicle type and geographic region.
More information on the Fund Levy is on this site.