Benefits for people catastrophically injured in a motor crash
The Lifetime Care and Support (LCS) scheme provides separate benefits for people catastrophically injured in a motor crash. It recognises that people catastrophically injured in a motor crash may need treatment, assistance and care for the rest of their lives.
- Catastrophic injuries include spinal cord injuries, brain injury, multiple amputations, severe burns and blindness.
- These need a higher level of care than is provided under the Third Party Insurance scheme.
The LCS scheme was introduced initially for children under 16 who were injured on or after 1 October 2006. It expanded to include adults injured on or after 1 October 2007.
The LCS scheme is not based on fault
The LCS scheme is not based on fault:
- Assistance is available for catastrophically injured people regardless of who caused the accident that injured them.
- Drivers, even if at fault, are covered under the Lifetime Care and Support scheme.
Fund Levy pays for the LCS scheme
The Fund Levy pays for the LCS scheme.
It funds ambulance and hospital costs for all motor vehicle accidents. These costs were previously included in the green slip premium.
- The Levy is included in your green slip price but shown as a separate item.
- It is calculated as an amount added to the base green slip premium.
- The amount varies based on vehicle type and each geographic or rating region.
The Fund Levy was previously called the Medical Care and Injury Services Levy (MCIS Levy).
Learn more about the Fund Levy.