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Lifetime Care and Support Scheme

Benefits for people catastrophically injured in a motor accident

The Lifetime Care and Support scheme provides separate benefits for people catastrophically injured in a motor vehicle accident. The scheme is not fault based and assistance is available for catastrophically injured people regardless of who caused the motor vehicle accident in which they were injured.

The scheme was introduced initially for children under sixteen who were injured on or after 1 October 2006. The scheme was expanded and now includes adults injured on or after 1 October 2007.

Drivers, even if at fault, are covered under the Lifetime Care and Support scheme.

Catastrophic injuries are defined and include injuries such as spinal cord injuries, brain injury, multiple amputations, severe burns and blindness.

The Lifetime Care and Support scheme was introduced to recognise the fact that people catastrophically injured in a motor vehicle accident may require treatment, assistance and attendant care for the rest of their lives, a level of care in excess of that provided under the third party insurance scheme.

The Lifetime Care and Support scheme is funded through the Fund Levy, which used to be called Medical Care and Injury Services Levy (MCIS Levy). It is included as a separate item with your greenslip payment. The Fund Levy also funds ambulance and hospital costs for all motor vehicle accidents, costs which were previously included in the greenslip premium. The Fund Levy is calculated as an amount added to the base greenslip premium. The amount varies based on factors such as vehicle type and geographic region.

More information on the Fund Levy is available on this website.

How it Works - more info

Motor Accident Authority >

Previous authority responsible for the NSW CTP scheme. read more

Setting prices >

How green slip prices are set and how you could reduce them. read more

Geographical zones >

Greenslip prices set using geographical zones by postcode. read more

An Explanation of the Fund Levy >

The Fund Levy used to be the MCIS Levy. read more

Youngest driver >

Your obligations and age of the youngest driver explained. read more

Claims >

What to do if you want to make a claim from your CTP insurer. read more

Complaints >

How to make a complaint about your CTP insurer or SIRA. read more

Scheme changes 2009 and 2010 >

History of major changes to the NSW CTP scheme. read more

State Insurance Regulatory Authority >

Government authority responsible for the NSW CTP scheme. read more

At fault driver cover >

What is at fault driver cover and which insurers offer it. read more

Interesting statistics >

Statistics about motor vehicle accidents in the past year. read more

Discounts >

Discounts and ways to reduce costs on other insurance products. read more

Pensioner concessions >

What kinds of concessions you can claim as a pensioner. read more

Mythbusters >

Quickly separate the facts from fiction about CTP green slips. read more

What is a greenslip? >

Find out exactly what is meant by a green slip in NSW. read more

Who and what is covered? >

Who and what is covered by your CTP green slip. read more

Third Party Insurance Scheme >

The third party insurance scheme in NSW explained. read more