Benefits for people catastrophically injured in a road accident
The Lifetime Care and Support (LCS) scheme was introduced to recognise that people catastrophically injured in a road accident may require treatment, assistance and care for the rest of their lives. This is a level of care above that provided under the Third Party Insurance scheme.
The LCS scheme provides separate benefits for people catastrophically injured in a motor vehicle accident.
Catastrophic injuries are defined and include spinal cord injuries, brain injury, multiple amputations, severe burns and blindness.
- The scheme is not fault-based.
- Assistance is available for catastrophically injured people regardless of who caused the accident that injured them.
- Drivers, even if at fault, are covered under the Lifetime Care and Support scheme.
The scheme was introduced initially for children under 16 who were injured on or after 1 October 2006. The scheme was expanded to include adults injured on or after 1 October 2007.
The Lifetime Care and Support scheme is funded by the Fund Levy.
The Fund Levy funds ambulance and hospital costs for all motor vehicle accidents, costs that were previously included in the greenslip premium. It is shown as a separate item in your greenslip price.
- The Fund Levy is calculated as an amount added to the base greenslip premium.
- The amount varies based on vehicle type and geographic region.
The Fund Levy was previously called the Medical Care and Injury Services Levy (MCIS Levy).
Find more about the Fund Levy.