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Greenslip Discounts

Greenslip discounts in NSW

Greenslip prices cannot be discounted.

If a greenslip price being quoted is based accurately on your vehicle and your details and all relevant factors have been included, then no further discount is available from that insurer.

Greenslip prices are set by the insurers. When insurers set prices they consider many factors such as vehicle type, driver age, driving record and claims history. The prices the insurers intend to charge must first be submitted to State Insurance Regulatory Authority (SIRA). Insurers are not allowed to vary those prices without resubmitting them to SIRA. Insurers are not allowed to further discount those prices.

Eligibility for a pension or other concession is not a factor used by insurers to determine green slip prices. Pensioner discounts are not available on green slips in NSW. The cost of NSW registration is free to those with appropriate eligibility for a pension. Information on pensioner concessions is on this site.

To obtain the best greenslip price, ensure the greenslip price being quoted is based accurately on your vehicle and your details. To reduce the greenslip price you need to affect the factors the insurer has used to determine the price relevant to you. For example, you may need to purchase a different type of vehicle or wait to improve your driving record.

Find out how CTP green slip prices are set in NSW, including the factors considered by the insurers.

Once an insurers price is correctly quoted, no further discount is available based on where or how you purchase that insurer’s CTP green slip. Agents or brokers are not allowed to offer a different price to that available by dealing directly with the insurer.

The price of your CTP green slip is not allowed to be discounted on the basis of product bundling. However, some insurers do offer discounts on other insurance products on the basis that your green slip and those other insurance products are held with that insurer.

Our greenslips.com.au Calculator will provide prices for each of the six (from 1 December 2020) greenslip insurers.

An insurer by insurer comparison of the discounts offered by the insurers on other products when bundled with your greenslip is on this site.

How it Works - more info

Pensioner concessions >

What kinds of concessions you can claim as a pensioner. read more

Mythbusters >

Quickly separate the facts from fiction about CTP green slips. read more

What is a greenslip? >

Find out exactly what is meant by a green slip in NSW. read more

Who and what is covered? >

Who and what is covered by your CTP green slip. read more

Third Party Insurance Scheme >

The third party insurance scheme in NSW explained. read more

Lifetime Care and Support Scheme >

The Lifetime Care and Support Scheme in NSW explained. read more

Motor Accident Authority >

Previous authority responsible for the NSW CTP scheme. read more

Setting prices >

How green slip prices are set and how you could reduce them. read more

Geographical zones >

Greenslip prices set using geographical zones by postcode. read more

An explanation of the Fund Levy >

Cost of the Fund Levy and what it pays for. read more

Youngest driver >

Youngest driver explained and how to reduce premiums. read more

Claims >

What to do if you want to make a claim from your CTP insurer. read more

Complaints >

How to make a complaint about your CTP insurer or SIRA. read more

Scheme changes 2009 and 2010 >

History of major changes to the NSW CTP scheme. read more

State Insurance Regulatory Authority >

Government authority responsible for the NSW CTP scheme. read more

At fault driver cover >

What is at fault driver cover and which insurers offer it. read more

Interesting statistics >

Statistics about motor vehicle accidents in the past year. read more