go to top

Pensioner Concessions

Pensioner concessions for NSW registration

In NSW your pension eligibility does not affect CTP green slip insurance prices, but your vehicle registration is free.

  • Insurers use many factors to set green slip prices. Pension eligibility is not one of those factors.
  • Factors such as vehicle, driving record, claims and insurance history can all affect your greenslip price.
  • Always check your details are correct when your current insurer offers a renewal.

Go to our greenslips.com.au Calculator to compare prices for all six greenslip insurers, based on your vehicle and details.

Free registration for eligible pensioners

NSW registration is free for eligible pensioners. Service NSW checks your eligibility online.

NSW stamp duty and transfer fees are not payable by certain DVA pensioners (those receiving a disability pension of 70% or higher, TPI or EDA pensioners or those assessed under the Military Rehabilitation and Compensation Act 2004 at 50 or more impairment points).

Pension concessions apply to one vehicle per eligible pensioner.

Automatic registration renewal

If you are an eligible pensioner, entitled to free registration with no restrictions on your licence or vehicle, then your registration may be renewed automatically by Service NSW. Service NSW will check your pensioner status.

Automatic renewal occurs once Service NSW receives your pink slip and confirmation of your CTP green slip purchase and provided they are received before registration expiry.

  • If you have an online account with Service NSW you will receive an email or text message to confirm renewal of your registration.
  • You can check the status of your registration and CTP green slip through Service NSW.
  • Automatic registration renewal applies to one vehicle per eligible pensioner.

Pension eligibility

An eligible pensioner must hold:

  • Pensioner Concession Card (PCC) from Centrelink or the DVA, showing a NSW address.

An eligible DVA pensioner must hold:

  • DVA Gold Card endorsed with:
    • TPI (Totally and Permanently Incapacitated)
    • EDA (Extreme Disability Adjustment)
    • War widow/er
  • Disability pension of 70% or more, an Intermediate pension, or an assessment of 50 or more impairment points.

You cannot claim a concession in NSW on pensioner concession cards issued interstate.


1. Do you get a pension discount on a green slip?

No, a pensioner cannot get a discount on a green slip. Insurers do not use pensioner status as a factor when setting greenslip prices. Green slips are already discounted for favourable factors such as safe vehicle, good driving record, and history of no claims.

2. Is registration free for pensioners in NSW?

Yes, registration is free for eligible pensioners in NSW. Pensioners do not pay for registration, conditional registration or motor vehicle tax. DVA pensioners also do not pay stamp duty or transfer fee if they want to transfer registration. Pensioner concessions apply to one vehicle only.

3. How do I know if I’m eligible for free registration?

Service NSW will check online whether you are eligible for free registration.

4. How do I get automatic registration renewal?

Service NSW first checks your pensioner status and any restrictions on your licence or vehicle. Service NSW automatically renews registration once it receives your pink slip and CTP green slip purchase. Automatic registration renewals apply to one vehicle only.

How it Works - more info

Mythbusters >

Quickly separate the facts from fiction about CTP green slips. read more

Interesting statistics >

Statistics about motor vehicle accidents in the past year. read more

An explanation of the Fund Levy >

Cost of the Fund Levy and what it pays for. read more

Complaints >

How to make a complaint about your CTP insurer or SIRA. read more

Geographical zones >

Greenslip prices set using geographical zones by postcode. read more

Third Party Insurance Scheme >

The Third Party insurance scheme in NSW explained. read more

Lifetime Care and Support Scheme >

The Lifetime Care and Support scheme in NSW explained. read more

Injury claims >

What to do if you want to make a claim from your CTP insurer. read more

CTP Care >

Further benefits for NSW CTP claimants after 5 years. read more

State Insurance Regulatory Authority >

Government authority responsible for the NSW CTP scheme. read more

Scheme changes 2009 and 2010 >

History of major changes to the NSW CTP scheme. read more

Motor Accident Authority >

Previous authority responsible for the NSW CTP scheme. read more

CTP insurance >

Why you need CTP insurance and how it works. read more

What is a greenslip? >

Find out exactly what is meant by a green slip in NSW. read more

Who and what is covered? >

Who and what is covered by your CTP green slip. read more

At-fault Driver Cover >

What is At-fault Driver Cover and which insurer offers it. read more

Setting prices >

How green slip prices are set and how you could reduce them. read more

Discounts >

Discounts and ways to reduce costs on other insurance products. read more

Demerit points >

How demerit points affect your driving licence and your greenslip read more

Youngest driver >

Youngest driver explained and how to reduce premiums. read more