Pensioner Concessions

Pensioner concessions for NSW registration

In NSW your pension eligibility affects your vehicle registration costs.

Pensioner eligibility does not affect CTP green slip insurance prices.

Green slip prices

There are no pensioner concessions available on your greenslip.

  • Insurers use many factors to determine green slip prices.
  • Pension eligibility is not one of those factors.
  • Information on setting greenslip prices is on this site.

When purchasing your greenslip always compare prices for all six green slip insurers. Ensure insurers are offering renewals based on the correct details. Factors such as your driving record, claims history and insurance history all affect your greenslip price. Check insurers are using the latest, accurate information.

Go to our Calculator to compare prices for all greenslip insurers, based on your vehicle and details.

Registration costs

NSW registration is free for eligible pensioners.

NSW stamp duty and transfer fees are not payable by certain DVA pensioners (those receiving a disability pension of 70% or higher, TPI or EDA pensioners or those assessed under the Military Rehabilitation and Compensation Act 2004 at 50 or more impairment points).

Pension concessions apply to one vehicle per eligible pensioner.

Automatic registration renewal

If you are an eligible pensioner, entitled to free registration with no restrictions on your licence or vehicle, then your registration may be renewed automatically by Service NSW. Automatic renewal occurs once Service NSW receives your pink slip and confirmation of your CTP green slip purchase and provided they are received before registration expiry.

Service NSW will check your pensioner status.

If you have an online account with Service NSW you will receive an email or text message to confirm renewal of your registration. You can check the status of your registration and CTP green slip through Service NSW.

Automatic registration renewal applies to one vehicle per eligible pensioner.

Pension eligibility

To be an eligible pensioner you must hold:

  • Current Pensioner Concession Card (PCC), issued by Centrelink or the DVA showing a NSW address
  • DVA Gold Card endorsed TPI (Totally & Permanently Incapacitated)
  • DVA Gold Card endorsed EDA (Extreme Disablement Adjustment)
  • A letter or statement from the DVA stating that you receive a pension of 70% or higher or an Intermediate or Extreme Disablement Adjustment Pension or you have been assessed under the Military Rehabilitation and Compensation Act 2004 at 50% or more impairment points
  • DVA Gold Card endorsed War Widow
  • DVA Gold Card endorsed War Widower

A concession cannot be claimed in NSW on interstate-issued pensioner concession cards.

How it Works - more info

Mythbusters >

Quickly separate the facts from fiction about CTP green slips. read more

What is a greenslip? >

Find out exactly what is meant by a green slip in NSW. read more

Who and what is covered? >

Who and what is covered by your CTP green slip. read more

Third Party Insurance Scheme >

The Third Party insurance Scheme in NSW explained. read more

Lifetime Care and Support Scheme >

The Lifetime Care and Support Scheme in NSW explained. read more

Motor Accident Authority >

Previous authority responsible for the NSW CTP scheme. read more

Setting prices >

How green slip prices are set and how you could reduce them. read more

Geographical zones >

Greenslip prices set using geographical zones by postcode. read more

An explanation of the Fund Levy >

Cost of the Fund Levy and what it pays for. read more

Youngest driver >

Youngest driver explained and how to reduce premiums. read more

Claims >

What to do if you want to make a claim from your CTP insurer. read more

Complaints >

How to make a complaint about your CTP insurer or SIRA. read more

Scheme changes 2009 and 2010 >

History of major changes to the NSW CTP scheme. read more

State Insurance Regulatory Authority >

Government authority responsible for the NSW CTP scheme. read more

At-fault Driver Cover >

What is At-fault Driver Cover and which insurer offers it. read more

Interesting statistics >

Statistics about motor vehicle accidents in the past year. read more

Discounts >

Discounts and ways to reduce costs on other insurance products. read more

Demerit Points >

How demerit points affect your driving licence and your greenslip read more