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Mythbusters – CTP Green Slip Facts and Fiction

Facts about your CTP green slip

Let us separate facts from fiction when it comes to buying your CTP green slip.

1. FACT: Only six insurers are licensed to provide CTP green slips in NSW. However, these same insurers do operate under other brand names. Find contact details for the six insurers.

2. FACT: The price for an insurer’s CTP green slip must be the same regardless of where or how you buy it. If the CTP green slip price is based correctly on your vehicle and details, the price must be the same whether you buy the CTP green slip directly from an insurer, agent or broker, by phone, online or in person. State Insurance Regulatory Authority (SIRA) monitors this requirement and any breaches can be reported to SIRA.

3. FACT: Insurers adopt different pricing strategies and are more competitive for some people than they are for others. Insurers use different factors and apply different weightings to those factors to determine the price they will charge for a CTP green slip. No insurer is always the cheapest or the most expensive across all buyer profiles. It is important to compare prices for each of the six insurers. Compare prices by using the greenslips.com.au Calculator.

4. FACT: As a product, CTP green slips are identical except for At-Fault Driver Cover. The only differentiating feature, other than price, is At-Fault Driver Cover. Only NRMA Insurance offers Driver Protection Cover on top of its green slip. Inclusion of At-Fault Driver Cover is not affected by where or how you purchase your CTP green slip. Learn more about At-Fault Driver Cover and an insurer analysis.

5. FACT: All insurers notify Service NSW online when you buy your CTP green slip. Service NSW usually receives online notification from an insurer within one hour.

6. FACT: No organisation is allowed to claim to offer a CTP green slip price or product different to that available directly from the insurers. State Insurance Regulatory Authority (SIRA) monitors this requirement and any breaches can be reported to SIRA.

How it Works - more info

Interesting statistics >

Statistics about motor vehicle accidents in the past year. read more

An explanation of the Fund Levy >

Cost of the Fund Levy and what it pays for. read more

Complaints >

How to make a complaint about your CTP insurer or SIRA. read more

Geographical zones >

Greenslip prices set using geographical zones by postcode. read more

Third Party Insurance Scheme >

The Third Party insurance scheme in NSW explained. read more

Lifetime Care and Support Scheme >

The Lifetime Care and Support scheme in NSW explained. read more

Injury claims >

What to do if you want to make a claim from your CTP insurer. read more

CTP Care >

Further benefits for NSW CTP claimants after 5 years. read more

State Insurance Regulatory Authority >

Government authority responsible for the NSW CTP scheme. read more

Scheme changes 2009 and 2010 >

History of major changes to the NSW CTP scheme. read more

Motor Accident Authority >

Previous authority responsible for the NSW CTP scheme. read more

CTP insurance >

Why you need CTP insurance and how it works. read more

What is a greenslip? >

Find out exactly what is meant by a green slip in NSW. read more

Who and what is covered? >

Who and what is covered by your CTP green slip. read more

At-Fault Driver Cover >

What is At-Fault Driver Cover and which insurer offers it. read more

Setting prices >

How green slip prices are set and how you could reduce them. read more

Discounts >

Discounts and ways to reduce costs on other insurance products. read more

Demerit points >

How demerit points affect your driving licence and your greenslip read more

Youngest driver >

Youngest driver explained and how to reduce premiums. read more

Pensioner concessions >

What kinds of concessions you can claim as a pensioner. read more