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Mythbusters – CTP Green Slip Facts and Fiction

Time to clarify common CTP Green Slip misconceptions

Let’s separate the facts from the fiction when it comes to purchasing your CTP green slip.

1. Six insurers provide CTP green slips in NSW. All insurers deal directly with purchasers. Contact details for the six insurers are set out on this website.

2. The price for an insurer’s CTP green slip must be the same regardless of where or how you purchase the CTP green slip. If the CTP green slip price is based correctly on your vehicle and details, the price must be the same whether you purchase the CTP green slip directly from an insurer, from an agent or from a broker, by phone or in person.This requirement is monitored by State Insurance Regulatory Authority (SIRA). Breaches of this requirement can be reported to SIRA.

3. Insurers use different factors and apply different weightings to those factors to determine the price they will charge for a CTP green slip. Insurers adopt different pricing strategies and are more competitive for some purchasers than they are for others. No insurer is always the cheapest or the most expensive across all purchaser profiles. When comparing prices, it is important therefore to compare prices for each of the six insurers. You can compare prices by going to the greenslips.com.au Calculator on this website.

4. As a product, CTP green slips are identical except for At-Fault Driver Cover. The only differentiating feature, other than price, is At-Fault Driver Cover. At-Fault Driver Cover is offered by two of the six insurers. Inclusion of At-Fault Driver Cover is not affected by where or how you purchase your CTP green slip. An explanation of At-Fault Driver Cover, including insurer by insurer analysis is set out on this site. Our greenslips.com.au Calculator will provide information on At-Fault driver Cover relevant to you.

5. All insurers notify the RMS electronically when you purchase your CTP green slip.  Notification from an insurer is usually received by the RMS within one hour.

6. No organisation should purport to offer a CTP green slip price or product different to that which is available directly from the insurers.

How it Works - more info

What is a greenslip? >

Find out exactly what is meant by a green slip in NSW. read more

Who and what is covered? >

Who and what is covered by your CTP green slip. read more

Third Party Insurance Scheme >

The third party insurance scheme in NSW explained. read more

Lifetime Care and Support Scheme >

The Lifetime Care and Support Scheme in NSW explained. read more

Motor Accident Authority >

Previous authority responsible for the NSW CTP scheme. read more

Setting prices >

How green slip prices are set and how you could reduce them. read more

MCIS Levy >

How the MCIS levy was set and what it paid for, now the Fund levy. read more

Geographical zones >

Greenslip prices set using geographical zones by postcode. read more

Youngest driver >

Your obligations and age of the youngest driver explained. read more

Claims >

What to do if you want to make a claim from your CTP insurer. read more

Complaints >

How to make a complaint about your CTP insurer or SIRA. read more

Scheme changes 2009 and 2010 >

History of major changes to the NSW CTP scheme. read more

State Insurance Regulatory Authority >

Government authority responsible for the NSW CTP scheme. read more

At fault driver cover >

What is at fault driver cover and which insurers offer it. read more

Interesting statistics >

Statistics about motor vehicle accidents in the past year. read more

Discounts >

Discounts and ways to reduce costs on other insurance products. read more

Pensioner concessions >

What kinds of concessions you can claim as a pensioner. read more