Youngest Driver and Your Obligations
When you purchase your greenslip, if asked by the insurer, you are required to advise the age of the youngest driver of your vehicle.
The age of the driver is a factor which insurers use to asses risk and to determine the price they will charge for CTP green slips.
If the youngest driver is a learner driver, you are still obliged to advise the insurer, however most of the insurers do not impose a loading on the basis of the age of a learner driver.
Motor Accidents Injuries Act 2017 applies from 1 December 2017 and Motor Accident Compensation Act 1999 applied until 1 December 2017.
Under Motor Accidents Injuries Act 2017 No 10 (section 2.12):
• The fact the correct premium has not been paid on a greenslip does not affect the validity or operation of that greenslip.
• If an incorrect greenslip premium has been paid, insurers are entitled to claim the difference between what was paid and what should have been paid.
• If there is a claim on a greenslip and the person who purchased the greenslip avoided paying the correct premium by making a statement which they knew was false, then the insurer may claim up to $5,000 from that person.
Under the Motor Accidents Compensation Act 1999 No 41 (section 17), the wording is the same but the insurer may claim up to $2,000 from that person.