Youngest Driver and Your Obligations

Driver age is an important factor insurers use to assess risk

When you purchase your greenslip, you are required to advise the age of the youngest driver of your vehicle.

The age of the driver is a factor which insurers use to assess risk and determine the price they will charge for CTP green slips.

If the youngest driver is a learner driver, you are still obliged to advise the insurer.

Motor Accidents Injuries Act 2017 applies from 1 December 2017 and, before 1 December 2017,  Motor Accident Compensation Act 1999 applied .

Under Motor Accidents Injuries Act 2017 No 10 (section 2.12):

  • The fact the correct premium has not been paid on a greenslip does not affect the validity or operation of that greenslip
  • If an incorrect greenslip premium has been paid, insurers are entitled to claim the difference between what was paid and what should have been paid
  • If there is a claim on a greenslip and the person who purchased the greenslip avoided paying the correct premium by making a statement which they knew was false, then the insurer may claim up to $5,000 from that person.

Under Motor Accidents Compensation Act 1999 No 41 (section 17), the wording is the same but the insurer may claim up to $2,000 from that person.

How it Works - more info

Claims >

What to do if you want to make a claim from your CTP insurer. read more

Complaints >

How to make a complaint about your CTP insurer or SIRA. read more

Scheme changes 2009 and 2010 >

History of major changes to the NSW CTP scheme. read more

State Insurance Regulatory Authority >

Government authority responsible for the NSW CTP scheme. read more

At fault driver cover >

What is at fault driver cover and which insurers offer it. read more

Interesting statistics >

Statistics about motor vehicle accidents in the past year. read more

Discounts >

Discounts and ways to reduce costs on other insurance products. read more

Pensioner concessions >

What kinds of concessions you can claim as a pensioner. read more

Mythbusters >

Quickly separate the facts from fiction about CTP green slips. read more

What is a greenslip? >

Find out exactly what is meant by a green slip in NSW. read more

Who and what is covered? >

Who and what is covered by your CTP green slip. read more

Third Party Insurance Scheme >

The third party insurance scheme in NSW explained. read more

Lifetime Care and Support Scheme >

The Lifetime Care and Support Scheme in NSW explained. read more

Motor Accident Authority >

Previous authority responsible for the NSW CTP scheme. read more

Setting prices >

How green slip prices are set and how you could reduce them. read more

Geographical zones >

Greenslip prices set using geographical zones by postcode. read more

An explanation of the Fund Levy >

The Fund Levy used to be the MCIS Levy. read more