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ctp insurance

How to understand CTP insurance

Did you know you need compulsory third party (CTP) insurance to register a vehicle in Australia? It protects you from financial loss if your vehicle is involved in a road crash causing injury or death to yourself, other drivers, passengers or pedestrians. That’s why it’s important to understand CTP insurance. Read More

10 questions

10 common questions about green slips

Greenslips.com.au has been helping people with green slips for 20 years. During 2020, greenslips.com.au received 575 emails and 6,203 phone calls. There were a few common misunderstandings about green slips. We’d like to clear some of those up during 2021. Read More

How to protect your car in car parks

It’s no surprise that accidents happen in car parks. There’s a lot of activity, with cars and pedestrians constantly coming and going. It’s all too easy to collide with another car, or for vulnerable people to get hurt by moving vehicles. Meanwhile, thieves can find fresh pickings in a poorly lit or unattended car park. So how do you protect your car in a car park? Read More

How do demerit points work?

Do you know how many demerit points you have? How many demerits apply for common driving offences in NSW? When double demerits apply? Many drivers don’t know. You can easily lose your licence by being unaware of when double demerits apply or how many demerit points apply for speeding, for example. Not only that, your greenslip premium could go up too. Read More

Are car safety features effective?

Electronics could make up 45-50% of the cost of a new car by 2030. Many new cars use advanced driver assistance systems, such as automatic emergency braking and adaptive cruise control. But do these extra really improve safety? Some features have proved to reduce insurance claims for BMWs in the US while others had no effect. Read More

Are CTP insurers pulling their weight?

While most people never make a CTP claim, they need to be sure insurers will do their job properly. This is why State Insurance Regulatory Authority (SIRA) now provides quarterly performance data. It helps vehicle owners choose their CTP insurer and, if they need to make a claim, an idea of what to expect. Read More

Around the world look at CTP

Most of the world’s vehicle owners must get third party insurance or CTP, whatever it’s called in their country. Germans call it Haftpflicht and Danes call it ansvarsforsikring. However, our review of CTP in nine randomly selected countries reveals a few interesting quirks. Read More

Usage-based insurance improves your driving

IHS Automotive predicts 142 million people worldwide will have usage-based insurance (UBI) by 2023, compared to 12 million today. In Australia, it is still early days for UBI or pay-as-you-go car insurance. But vehicle owners who use telematics will have more control over their premiums by showing insurers how, where and how often they drive. Read More