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How do demerit points work?

Do you know how many demerit points you have? How many demerits apply for common driving offences in NSW? When double demerits apply? Many drivers don’t know. You can easily lose your licence by being unaware of when double demerits apply or how many demerit points apply for speeding, for example. Not only that, your greenslip premium could go up too. Read More

Are car safety features effective?

Electronics could make up 45-50% of the cost of a new car by 2030. Many new cars use advanced driver assistance systems, such as automatic emergency braking and adaptive cruise control. But do these extra really improve safety? Some features have proved to reduce insurance claims for BMWs in the US while others had no effect. Read More

Are CTP insurers pulling their weight?

While most people never make a CTP claim, they need to be sure insurers will do their job properly. This is why State Insurance Regulatory Authority (SIRA) now provides quarterly performance data. It helps vehicle owners choose their CTP insurer and, if they need to make a claim, an idea of what to expect. Read More

Around the world look at CTP

Most of the world’s vehicle owners must get third party insurance or CTP, whatever it’s called in their country. Germans call it Haftpflicht and Danes call it ansvarsforsikring. However, our review of CTP in nine randomly selected countries reveals a few interesting quirks. Read More

Usage-based insurance improves your driving

IHS Automotive predicts 142 million people worldwide will have usage-based insurance (UBI) by 2023, compared to 12 million today. In Australia, it is still early days for UBI or pay-as-you-go car insurance. But vehicle owners who use telematics will have more control over their premiums by showing insurers how, where and how often they drive. Read More

Why there should be no price difference

Thousands of people use the greenslips.com.au calculator every day of the week. It is a fast, anonymous way to compare prices from all five NSW green slip insurers. Occasionally, the price quoted by the insurer is different to the one in the calculator. This should not happen and we will explain why. Read More

Do you leave your keys in the car and walk away?

Everyone tells you what might happen if you leave your keys in the car and walk away. Someone says they always do it and nothing ever happens. But Budget Direct claims 18% of car thefts happen when keys are left in the ignition. Meanwhile, the Australian Road Rules take a clear position on leaving your keys in the car – don’t do it. Read More

Dash cams and your insurance

Earlier this year Citroen started selling the first car in Australia already fitted with a dash cam. It may be a sign of things to come. In case of an accident, a dash cam can prove more easily what happened and who was responsible. But so far, owners of dash cams cannot get cheaper compulsory third party or other vehicle insurance. Read More