Are you looking for some cost of living hacks? We guarantee you can save money on green slips, fuel and health insurance by using our free calculators. It won’t take much time to save you real money.
Can I save money on green slips?
Yes. When your registration is due, you can save real money on your green slip.
It’s free to use the greenslips.com.au Calculator and it gives you the cheapest prices from all 6 green slip insurers. This saves you time, as you don’t have to calculate a price from each insurer separately. It also saves you money because these prices are the cheapest available based on your details.
Insurers set green slip prices. You may be able to influence your price next time by reducing your risks.
What makes your green slip price go up or down?
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$ Down |
$ Up |
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Country |
City |
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Over 27 |
Under 27 |
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Motor car |
Ute or light goods vehicle |
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New car/safety features |
Old car |
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Full licence |
P1 or P2 plates |
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No demerit points |
Demerit points |
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Clean licence |
Traffic offences |
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No at-fault claims |
At-fault claims |
Some vehicle owners have saved up to $300 a year on their green slip by driving safely with no demerit points. This makes a big difference to the cost of living.
Find 10 ways to make your green slip cheaper.
Essential to know
Always pay your registration on time to save money. If you pay later than 21 days after the due date, you have to buy a green slip and renew for 12 months (even though a 6-month green slip is better for cash flow).[SB2]
Did you know you can also save money on tolls?
Can I save money on fuel anywhere in NSW?
Yes. You can save money on fuel in NSW by using the greenslips.com.au fuel price calculator. It instantly shows you the latest, lowest prices for any service stations you select (prices updated every 20 minutes) so you know they are the cheapest. You can favourite the ones close to work/home or check fuel prices during a holiday in NSW. It’s simple to use:
- Select fuel types.
- Enter suburb or postcode (or use your current location).
- Choose your favourite servos.
- Set up notifications to your device or just click on favourites to see them all at once.
While your green slip is due once or twice a year, you could be buying fuel once or twice a fortnight. Every small saving will make a big difference to your cost of living over the year.
Check fuel prices now and register for email alerts. Fuel price calculator
Can I save money with petrol price cycles?
Yes, you can save money with petrol price cycles. Sydney, Newcastle, Wollongong and Tweed Heads South have 7-week petrol price cycles. In one cycle, prices increase sharply over 2 weeks then decrease gradually over 5 weeks.
The best way to save money is to look for service stations with the slowest increase and the fastest decrease in prices during each cycle. A Sydney motorist who followed price cycles and used fuel apps to find the cheapest fuel at other times would have saved $407 in 2023.
Also see How to find the cheapest fuel prices near you.
Can I save money on health insurance?
Yes, you can save a huge amount of money on health insurance. To find a cheaper policy or compare with the one you already have, use the free healthslips.com.au Calculator.
healthslips.com.au compares every policy from every insurer so you will find insurers and policies that don’t show up on other health insurance comparison sites. We found a massive difference of nearly $9,500 per year between the cheapest and most expensive Gold Hospital and Extras Cover for a couple in NSW.
6 ways to save money on health insurance
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How does it help? |
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1. Review your policy regularly |
Find cheaper policies that offer you better value. |
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2. Downgrade your cover |
Only pay to cover treatments and services you need. Switch from Silver to Bronze Plus, which is cheaper but may still have the same cover. Consider dropping Extras that you don’t use. |
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3. Hold an effective policy |
Make sure you can claim for the healthcare services and treatments you really need. Hold a policy that allows you to avoid the Medicare Levy Surcharge (MLS). |
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4. Adjust your Excess |
Paying a higher Excess reduces the cost of your monthly premium.[TM4] Avoid the MLS with an Excess of $750 or lower (single) or $1,500 or lower (couple, single parent and family policies). |
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5. Take out cover while young |
Take out Hospital Cover in your 20s to qualify for the Age-based Discount available from some insurers, which makes policies cheaper until you turn 41. If you don’t take out Hospital Cover before you turn 31, you pay a Loading for 10 years. This is 2% for every year older than 30 up to a maximum of 70%. |
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6. Read terms and conditions for promotions |
It’s not a good deal if it’s the wrong policy for your needs and budget. We strongly recommend reading the terms and conditions of any promotion so you understand exactly what you’re getting and when. |
Of course, health insurance is important for peace of mind but nobody wants to pay too much for it.
Make sure you avoid making health insurance mistakes.
See how to get cheaper health insurance.
Essential to know
Did you know you can take a break from your health insurance if it’s a tough time financially?
- You can suspend your health cover for short periods (at least 2 months) or longer periods (up to 2 years).
- Remember you can’t claim for healthcare costs during this break.
Who is healthslips.com.au?
healthslips.com.au is a policy comparison service that compares every insurer and policy. The cheapest policy is guaranteed, there is no commercial bias, and access is free and open.
It calculates:
- A price for a new health insurance policy
- A comparison with your existing policy
- Your Government Rebate, Age-based Discount and Lifetime Health Cover Loading.
You can apply your Rebate, Discount and Loading to see what effect these incentives and penalties have on your health insurance premium.
We make the same promises for every calculator
Use our calculators for some cost of living hacks – and know our promises give you peace of mind too:
Compare every insurer (or servo) – compare 100% of the market
No commercial bias – on information and comparisons
Cheapest policy/price guaranteed – look no further
Free open access – all our information and results without giving your name, email or phone number.
your opinion matters: