greenslips.com.au has been helping people with their green slips for over 20 years. There are a few questions we often get asked. Let us answer them for you now.
How many insurers sell green slips?
There are only 6 licensed CTP insurers in NSW. These are AAMI, Allianz, GIO, NRMA, QBE and Youi. Even if you buy a green slip through an agent, it still comes from one of these insurers. For example, APIA sells GIO green slips.
Do green slips cover damage to my car?
No, green slips don’t cover damage to your car. They cover injuries or death of people in an accident involving your car. You need to buy further insurance to cover damage to your car.
- Third party property insurance covers damage to property belonging to someone else only.
- Comprehensive insurance covers damage to your car or the property of someone else, but not injury or death of people.
Can I transfer my green slip to another car?
No, the green slip always stays with the registered car because you can’t register a vehicle without a green slip. If you sell or buy a registered car, the green slip automatically transfers with the car. When it’s time to renew registration of that car, the new green slip will reflect the new owner’s details.
Can I get discounts on a green slip?
No, you can’t get any further discounts on green slips because discounts are already built into your answers to insurer questions. In fact, no-one is allowed to offer discounts on green slips and anyone who appears to be doing so may be breaking the law.
- Companies can offer discounts on other types of insurance if you hold your green slip with them.
- The discount is not on the green slip but on another product, and it’s a reward for your loyalty.
What happens if there is no youngest driver?
This is a common misunderstanding. If you are the only driver of a vehicle, then you are also the youngest driver and you need to state your own age again. Remember, you don’t need to be young to be the youngest driver!
Why do some suburbs pay more than others for green slips?
There are 5 rating regions in NSW and they are set by government, not by insurers. These are Metro, Outer Metro, Newcastle and Central Coast, Wollongong and Country. Prices for green slips are partly based on the risk of residents in that region having an accident and making a claim.
- Some suburbs pay more than others in a split postcode, because they are in different rating regions.
- For example, 2750 would normally be Metro but Emu Plains and Leonay are classified Outer Metro.
Why can’t I get a 6 month green slip?
A 6-month green slip is available for renewing registration of your vehicle, but never for the first registration. The first registration is for 12 months only.
- You pay the first registration when transferring from another state or buying an unregistered car that needs a blue slip.
- If your registration has lapsed by 21 days or more, you have to pay for 12 months.
Does a green slip cover me if I’m at fault in an accident?
Since December 2017, drivers at fault get some coverage under a green slip. For the first 12 months, they can be paid for treatment of minor injuries and loss of earnings. After 12 months, it depends on the seriousness of injury.
- If you have some At-Fault Driver Cover from NRMA Insurance, you will be covered as an at-fault driver.
- Its green slip coverage is still the same as the other insurers.
Can I get a refund on my green slip when I sell my car?
No. The green slip remains on the car you sold and the price you sold it for included registration and green slip. However, you can get a refund if you cancel registration on your car. Then you must show proof from Service NSW of cancelled registration and your insurer will give a refund.
- If you move interstate, then you need to cancel registration in NSW and are entitled to a refund of your NSW green slip.
How can I get a cheaper price for my green slip?
Some factors really make a difference to the price of your green slip. For example, your age, postcode, vehicle type, driving experience, and any demerit points or recent accidents. If you are able to change any of these factors, you can get the price of your green slip down. Driving safely is the best guarantee to bring the price of your green slip down.
Use the green slip calculator to make sure you compare the cheapest prices.
your opinion matters: