Your motorcycle and your green slip price (part 2)

Motorcycle engine size makes a big difference to your green slip price. But does it cost more for a pillion passenger? Is it cheaper if you insure your bike? We answered these questions and more using June 2026 data from the green slip calculator. Some of the results may surprise you.

Does a green slip cost more with a pillion passenger?

You might think it costs more for a green slip with a pillion passenger because you’re insuring 2 people, not just one. But it’s usually not the case.

We used the green slip calculator to compare green slip prices for each engine size, with and without a pillion passenger.

Green slip prices with or without a pillion passenger

Green slip price ranges were the same for 3 engine sizes. Only the largest bikes, and mid-size bikes saw a small increase in the lowest (but not highest) price.

With a pillion passenger:

• Owners of 726-1,125cc bikes could pay $16 more for a green slip.
• Owners of 1,326cc+ bikes could pay $37 more for a green slip.

Do all motorcycle riders insure their bikes?

Not all motorcycle riders insure their bikes. In fact, 41.4% of all motorcycles are uninsured.

Only 226-725cc and 726-1,125cc bikes are more likely to be insured than not.

Motor insurance held by engine size

• Smaller bikes are more likely to be covered by third party property insurance than comprehensive insurance.
• Larger bikes are more likely to be covered by comprehensive than third party property insurance.

You might think insuring your bike makes a difference to your green slip price.

Does insuring your bike affect your green slip price?

Surprisingly, having comprehensive or third party property insurance on your motorcycle doesn’t dramatically affect your green slip price. The difference is greatest for riders of 1,126-1,325cc bikes, who pay an extra $32 for having third party property or no insurance at all.

Greenslip prices with and without motor insurance

• Riders of 726-1,125 bikes pay an extra $3 for a green slip with third party property or no insurance.
• For riders of 226-725cc bikes, a green slip costs the same whether they are insured or not.

Does where I live affect my green slip price?

Where you live affects green slip prices for all vehicles, including motorcycles.

Our green slip calculator shows most motorcycle riders live in a Metro area, followed by riders who live in Country areas.

We used the green slip calculator to calculate the green slip price for the most popular bike, 226-725cc, in each area.

Greenslip price in each area

• Riders in Metro areas pay up to $365 more than country riders for a green slip.
• Riders in Outer Metro, Newcastle, Central Coast and Wollongong pay the same.

How can I get a cheaper motorcycle green slip?

To find the cheapest green slip, use the green slip calculator to compare prices from all 6 insurers.

Insurers use certain risk factors to set the price of your green slip. You may be able to influence one or more of them over time.

Factors that influence your motorcycle green slip price

I want to compare green slip prices for my motorcycle.