Only 6 insurers are licensed to sell greenslips in NSW. They are AAMI, Allianz, GIO, QBE, NRMA Insurance and Youi. By law, every green slip must offer exactly the same cover. You can compare the cheapest greenslip from all 6 insurers by using the greenslips.com.au Calculator.
Six licensed green slip insurers
Five large insurance groups own the 6 licensed greenslip insurers:
| Insurer | AAMI | Allianz | GIO | NRMA Insurance | QBE | Youi |
| Parent | Suncorp | Allianz | Suncorp | IAG | QBE | RMI |
| Other brands | Apia Shannons |
Australia Post Kogan |
Brands like Apia or Shannons also sell greenslips but act as agents for one of the 6 licensed insurers. No matter who sells your greenslip, it comes from one of these licensed insurers.
AAMI
As at Dec 2022, Suncorp has a market share of 24% (AAMI and GIO combined). AAMI doesn’t offer further discounts on other products when you buy an AAMI green slip.
| Site | aami.com.au |
| Phone | 13 22 44 |
| Phone hours | 8am to 7pm, 7 days |
| In person | Not available, can pay at post office |
| Quote/purchase online | Yes |
| At-fault driver cover | Not offered |
Allianz
Allianz had a market share of 21.0% as at Dec 2022. The insurer no longer offers at-fault driver cover on top of its greenslip. It doesn’t offer further discounts on other products or services when you buy an Allianz greenslip.
| Site | allianz.com.au |
| Phone | 13 1000 |
| Phone hours | 8am to 9pm weekdays 8am to 5pm weekends |
| In person | Major motor dealers, brokers and agents |
| Quote/purchase online | Yes |
| At-fault driver cover | Allianz stopped offering Driver Protection Cover on 1 September 2021. |
GIO
As at Dec 2022, Suncorp has a market share of 24% (AAMI and GIO combined). If you have 3 or more eligible policies, GIO offers 10% multi-policy discounts. GIO offers a $50 discount off your comprehensive insurance premium if you have a maximum no claim discount and you hold a GIO green slip. (This discount does not apply to fleets or policies issued by GIO Business.)
| Site | gio.com.au |
| Phone | 13 10 10 |
| Phone hours | 8am to 6pm, Mon to Fri 8am to 4pm, Sat |
| In person | Branches, brokers and agents and post office |
| Quote/purchase online | Yes |
| At-fault driver cover | Not offered |
| Other brands | Apia and Shannons |
NRMA Insurance
NRMA has the most extensive brand network and the largest market share, which was 28.5% at Dec 2022. You can receive Loyalty Discounts on certain other insurance products if you also have an NRMA Insurance greenslip. The more eligible policies you have and the longer you are with NRMA, the greater the discount. (The discount doesn’t apply to commercial policies.) It is the only insurer that still offers at-fault driver cover on top of its greenslip (but not for motorbike riders).
| Site | nrma.com.au |
| Phone | 132 132 |
| Phone hours | 7am to 10pm, 7 days |
| In person | 220 branches – not all accept cash. Also renewals at post office |
| Quote/purchase online | Yes |
| At-fault driver cover | Yes, Driver Protection Cover available with NRMA Insurance greenslip |
QBE
As at Dec 2022, QBE had a market share of 23.0%. QBE doesn’t offer further discounts on other products or services when you buy a QBE greenslip.
| Site | qbe.com |
| Phone | 133 723 |
| Phone hours |
8am to 7pm, weekdays 8am to 1.30pm, Saturday |
| In person | Selected brokers and agents and at post office No payments at QBE branches |
| Quote/purchase online | Yes |
| At-fault driver cover | Not offered |
| Other brands | Australia Post and Kogan |
Youi
The sixth insurer is Youi, which started selling green slips on 1 December 2020. Its market share was 2.5% at December 2022. Youi doesn’t offer further discounts on other products or services when you buy a Youi greenslip.
| Site | youi.com.au |
| Phone | 1300 004 007 |
| Phone hours | 8am to 5pm, weekdays |
| In person | No, can pay at post office |
| Quote/purchase online | Yes |
| At-fault driver cover | Not offered |
Other ways to choose an insurer
One way to choose a insurer is to see how well it would manage a greenslip claim. greenslips.com.au takes this information from a SIRA quarterly report on insurer performance. The report compares each insurer with the NSW average, for example, how long it takes to process claims, number of complaints, and types of disputes.
Other ways to choose an insurer are to make a comparison of at-fault driver cover, discounts and ease of access for purchase.
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