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APR
07

What are the most common types of crashes in NSW?

Posted in Motor Vehicle
Monday, 07 April 2014
Article PhotoThere are many factors that can result in a crash, from speed or driver fatigue to external disturbances on the road. However, some types of accidents seem to be more common than others. Add a comment Read more...
   
APR
03

The AAA calls for improved infrastructure funding.

Posted in Motor Vehicle
Thursday, 03 April 2014

Article PhotoThe Australian Automobile Association (AAA) is calling for a greater focus on infrastructure funding across the country, in the hope that it will support better roads in every state and territory.

"The current approach to road funding is clearly broken with crippling congestion in the cities and inadequate and unsafe highways in many rural areas," AAA Chief Executive Andrew McKellar said in a March 25 statement.

"Reform of current approaches to funding for our roads and transport infrastructure is a national priority."

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APR
01

NSW road funding maintenance at historic highs

Posted in Motor Vehicle
Tuesday, 01 April 2014

Article PhotoThough it's compulsory to obtain a ctp green slip for your vehicle, fewer NSW drivers may end up claiming under the scheme with road maintenance funding at an all-time high in 2013 to 2014.

NSW Government, Minister for Roads and Ports Duncan Gay announced that funding for road maintenance and minor improvements to roads and bridges within NSW, including council-owned infrastructure, has hit record levels.

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MAR
28

Who are the green slip insurers in NSW

Posted in Greenslips
Friday, 28 March 2014

Article PhotoCTP green slips are compulsory in NSW. You can not register your vehicle without first purchasing a green slip.

Seven insurers are licensed to issue greenslips in NSW.

Currently, the seven insurance licenses are controlled by five companies.

An overview of the insurers is set out below.

AAMI
AAMI is owned by Suncorp. As at June 2012, AAMI had a market share of 8.8%. AAMI provide an online quote and purchase facility, and you are able to deal with a consultant over the phone. AAMI does not offer discounts on other products for purchasing a ctp green slip, and do not offer additional at- fault driver cover.

Allianz
Allianz had a market share of 12.6% as at June 2012. Allianz Group also operates the CIC Allianz licence. As at June 2013, the combined market share for the Allianz group was16.7%. Allianz offers the added feature of At-Fault Driver Protection, however there are exclusions, including motorbikes, drivers aged under 25, and vehicles more than 10 old

CIC Allianz
CIC Allianz is the second licence operated by the Allianz Group. As at June 2012 CIC Allianz had a market share of 4.2%.

GIO
GIO is owned by the Suncorp Group, which also owns AAMI. As at June 2012 GIO had a market share of 12.7% and as at June 2013 GIO and AAMI had a combined market share of 21.8%. GIO offers Driver Cover Plus with some green slips as their form of at- fault driver cover. This excludes motorbikes, drivers aged under 25 (unless also comprehensively insured with GIO) and vehicles with a GVM exceeding 4.5 tonnes. You can obtain a quote and purchase green slips online, and the website provides information on branch locations. GIO also offers some discounts on comprehensive insurance.

NRMA
NRMA has the largets market share, with a market share of 35.3% as at June 2013. NRMA offers at-fault driver cover, except for motorbike riders. Phone and online quotes and purchase are available. NRMA operates the most extensive branch network of all the insurers. You can visit their website to find your nearest branch. NRMA also offers mutli-policy discounts on other products.

QBE
As at June 2013, QBE had a market share of 19.9%. QBE do not offer any form of additional at fault driver cover. Quotes and purchase are available online,and brokers and agents are used to distribute products - QBE will help you find your nearest. No discounts are offered on other products or services with the purchase of a green slip.

Zurich
The final insurer is Zurich, with a market share of 6.2% as at June 2013. Zurich offer CTP At-Fault Driver Insurance with some green slips, with some exclusions, including for green slips issued quarterly or every six months. No online purchase is available, but Zurich will help you find your nearest broker or agent.

A full comparison of at-fault driver cover, discounts and ease of access for purchase for each of the insurers is available on this site. A green slip price comparison is also available.

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MAR
26

New agreement may benefit road users

Posted in Motor Vehicle
Wednesday, 26 March 2014

Article PhotoHave you ever found yourself pleased with a bargain offer of eight, 16 or even 40 cents per litre off your next fuel bill from your supermarket docket?

According to the Australian Automobile Association (AAA), inflated supermarket docket offers are not actually as beneficial as you may think. In fact, in a media release, the AAA asserted that supermarket docket offers decrease competition in the fuel market and could actually end up costing consumers more in the long run.

Chief Executive of the AAA, Andrew McKellar, stated "the supermarkets have not been providing shopper docket offers as a form of charity but rather as a mechanism to distort the marketplace".

Thus, an agreement labelled by the AAA and accepted by major supermarkets to stop providing these offers is "a step in the right direction", and will increase competition in the fuel market.

Mr McKellar indicates that reduced competition due to supermarket docket offers could ultimately mean the consumer spends more elsewhere.

Customers are offered discounts in return for spending a certain amount on their groceries, with higher fuel vouchers offered for a more costly supermarket spend.

In addition, these fuel discounts can make it difficult for those in the petrol industry, as such offers could decrease competition between competitors until Australians are utilising only the select few fuel retailers that are involved in the shopper docket scheme.

However, Mr McKellar believes that motorists realise reduced competition could end up costing them more money in the end.

"Motorists are smarter than the supermarkets think", he said.

This is backed up by a survey conducted by the AAA indicating that only 42 per cent of motorists who used supermarket dockets actually believed they were saving money.

Motorists looking to save money in the long run could be better off getting a green slip comparison than using such dockets. Getting 40 cents per litre of your fuel bill doesn't compare to getting caught in a tricky situation without ctp insurance to cover you!

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Page 7 of 27