How do I change my green slip insurer?

Did you just receive a high price for your green slip renewal? You don’t have to stay with the same insurer. Find out how to compare prices and change your green slip insurer.

Can I change my insurer?

Yes, you can change your insurer when your registration is due. You’re not obliged to renew your greenslip with your current insurer. All green slips provide the same cover, but not all insurers are the same.

Consider changing your insurer:

1. When your green slip renewal looks expensive
2. If you’ve bought a different kind of car or changed your address
3. If there are other changes in personal circumstances.

Always use the green slip calculator to compare prices from all 6 insurers before renewing your green slip.

What if my circumstances have changed?

If you’ve bought a different kind of vehicle or moved house, it could affect the price of your next green slip. For example,

• You moved to the country – your green slip will cheaper than when you were in a metro area.
• You bought a ute instead of a passenger car – you’re likely to pay more for your green slip.

Sometimes, you have another change in personal circumstances, for example,

• Business use – You’ve started to use your vehicle for business and claim for GST.
• Young driver – Your youngest child has moved back home and now borrows your car.

Each of these circumstances can affect your green slip price.

What to consider when choosing an insurer

The easiest way to choose another insurer is by asking yourself these questions:

Does my insurer have the cheapest green slip? Use the green slip calculator to find out.

Can I pay easily? See if you can pay online, by phone or at a branch, an agent or at the post office.

Do I want extra cover? Only one insurer, NRMA Insurance, offers At-Fault Driver Cover on top of its green slip. It is called Driver Protection Cover. This pays extra benefits for the at-fault driver in an accident and may appeal to a frequent driver.

Can I get discounts? AAMI, GIO and NRMA Insurance offer discounts on other insurance policies if you hold their green slip. These include loyalty discounts, multi-policy discounts or discounts off a new policy.

Do I have an existing insurer relationship? You might want to continue with this insurer to simplify things.

Does the insurer manage claims well? Find out how long you might wait for income support and treatment and care, how soon you could return to work, or what happens if you disagree with an insurer decision.

Remember, every green slip has the same coverage, whether you buy the cheapest or the most expensive.

Who are the green slip insurers?

There are 6 green slip insurers in NSW to choose from. These are AAMI, Allianz, GIO, QBE, NRMA Insurance and Youi.

Before you change your green slip insurer, compare prices from every insurer now.