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CTP Insurance

CTP Insurance in South Australia

The CTP Insurance scheme in South Australia is administered by the Motor Accidents Commission (MAC). The MAC is currently the sole insurer for the scheme.

Allianz Australia Ltd is the MAC’s claims manager and is responsible for processing CTP claims and handling enquiries.

CTP Insurance in SA

CTP insurance in SA provides compensation to people injured by a SA registered vehicle where the owner or driver is at fault. Compensation is reduced to the extent that people contribute to their own injuries.

The scheme is fault based. To make a claim under the scheme, fault on the part of an owner or driver needs to be established.

The SA CTP insurance scheme is funded by premiums paid as part of the cost of motor vehicle registration in SA.

Excess Premiums

If the MAC has paid compensation to a person and you were more than 25% responsible for the incident, you are required to pay an excess to the MAC. The amount of the excess changes annually. A 5% discount is applied to the excess payment if it is received within 30 days of being due. As at January 2014 the excess was $510.00.

Reforms to the Scheme.

The CTP insurance scheme in SA is undergoing reform.

In an effort to reduce premiums, thresholds for non-economic loss and some other categories of compensation will apply.

Children under 16 years of age will be compensated, regardless of who was at fault.

A new Lifetime Support Scheme is being introduced from 1 July 2014, so that treatment, care and support will be provided for those catastrophically injured in a motor vehicle accident, regardless of fault. A levy for the Lifetime Support Scheme is also included with the vehicle registration.

The scheme is being opened to private insurers in 2016.

Renewing Vehicle Registration

Light vehicles, light trailers and motor bikes registered in South Australia can be registered for three or 12 months and will not be issued with a registration label.

The SA Government offers an EzyReg system for registration and licence transactions. The system makes monthly direct debit available for registration renewals.

For light vehicles, the registration cost varies based on vehicle type and number of cylinders. Weight is a factor for heavy vehicles.

Transferring Registration to SA

If you become a permanent resident of SA you must transfer your registration within three months.

A vehicle inspection will be required to confirm the vehicle identity.

Once you have the vehicle inspection you can go to a customer service centre with the relevant application and proof of identity to apply for the SA registration.

SA CTP & Registration Contacts

Allianz Australia Ltd (Claims Manager): 1300 137 331

Motor Vehicle Registry SA: 131 084